.page-disclaimer {
  --terms-frame: rgba(214, 168, 75, 0.30);
  --terms-frame-soft: rgba(214, 168, 75, 0.16);
  --terms-surface: #10141A;
  --terms-surface-alt: #151A21;
  overflow-x: hidden;
  background-color: var(--ink);
  background-image:
    radial-gradient(circle at 8% 0%, rgba(214, 168, 75, 0.07), transparent 36%),
    repeating-linear-gradient(90deg, rgba(143, 163, 166, 0.035) 0 1px, transparent 1px 96px);
  color: var(--ivory);
  padding-bottom: clamp(56px, 8vw, 100px);
}

.page-disclaimer .crumbs {
  padding-top: clamp(20px, 4vw, 36px);
  margin-bottom: clamp(18px, 3vw, 28px);
}

.page-disclaimer .terms-hero {
  position: relative;
}

.page-disclaimer .terms-hero__frame {
  position: relative;
  isolation: isolate;
  display: flex;
  align-items: flex-end;
  min-height: 460px;
  padding: clamp(24px, 5vw, 56px);
  overflow: hidden;
  border: 1px solid var(--terms-frame);
  border-radius: var(--radius-l);
  background: var(--terms-surface);
}

.page-disclaimer .terms-hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.36;
  filter: saturate(0.8);
}

.page-disclaimer .terms-hero__frame::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(180deg, rgba(11, 13, 16, 0.32) 0%, rgba(11, 13, 16, 0.72) 55%, var(--ink) 100%);
  pointer-events: none;
}

.page-disclaimer .terms-hero__frame::before {
  content: "";
  position: absolute;
  inset: 12px;
  z-index: 3;
  border: 1px solid rgba(214, 168, 75, 0.22);
  border-radius: calc(var(--radius-l) - 8px);
  pointer-events: none;
}

.page-disclaimer .terms-hero__content {
  position: relative;
  z-index: 2;
  max-width: 760px;
}

.page-disclaimer .terms-hero__eyebrow {
  margin: 0;
  color: var(--gold);
  letter-spacing: 0.18em;
}

.page-disclaimer .terms-hero h1 {
  margin: 8px 0 18px;
  font-family: var(--font-display);
  font-size: clamp(42px, 8vw, 92px);
  font-weight: 700;
  line-height: 0.95;
  letter-spacing: -0.03em;
  color: var(--ivory);
  text-shadow: 0 2px 24px rgba(0, 0, 0, 0.5);
}

.page-disclaimer .terms-hero__lead {
  max-width: 46em;
  margin: 0;
  color: var(--fog);
  font-size: clamp(15px, 1.8vw, 17px);
  line-height: 1.8;
}

.page-disclaimer .terms-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.page-disclaimer .terms-index-strip {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1px;
  margin: 0;
  padding: 0;
  overflow: hidden;
  list-style: none;
  border: 1px solid var(--terms-frame);
  border-top: 0;
  border-radius: 0 0 var(--radius-m) var(--radius-m);
  background: var(--terms-frame-soft);
}

.page-disclaimer .terms-index-strip li {
  min-width: 0;
}

.page-disclaimer .terms-index-strip a {
  display: flex;
  align-items: baseline;
  gap: 8px;
  min-height: 62px;
  padding: 12px 14px;
  background: var(--terms-surface);
  color: var(--fog);
  font-size: 13px;
  line-height: 1.4;
  text-decoration: none;
  transition: background 0.2s ease, color 0.2s ease;
}

.page-disclaimer .terms-index-strip a:hover {
  background: var(--panel);
  color: var(--ivory);
}

.page-disclaimer .terms-index-strip a:focus-visible {
  outline: var(--focus-ring);
  outline-offset: -3px;
}

.page-disclaimer .terms-index-strip__no {
  flex: none;
  color: var(--gold);
  font-size: 16px;
}

.page-disclaimer .terms-layout {
  display: grid;
  gap: clamp(20px, 4vw, 40px);
  margin-top: clamp(32px, 6vw, 56px);
}

.page-disclaimer .terms-toc {
  min-width: 0;
  padding: 20px;
  border: 1px solid var(--rule-soft);
  border-radius: var(--radius-m);
  background: var(--terms-surface);
  background-image: linear-gradient(180deg, rgba(214, 168, 75, 0.05), transparent 42%);
}

.page-disclaimer .terms-toc .annotation {
  margin: 0;
}

.page-disclaimer .terms-toc__list {
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
}

.page-disclaimer .terms-toc__list a {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid var(--rule-deep);
  color: var(--fog);
  font-size: 14px;
  line-height: 1.5;
  text-decoration: none;
  transition: color 0.2s ease;
}

.page-disclaimer .terms-toc__list a:hover {
  color: var(--gold-light);
}

.page-disclaimer .terms-toc__list a:focus-visible {
  outline: var(--focus-ring);
  outline-offset: 3px;
}

.page-disclaimer .terms-toc__no {
  flex: none;
  color: var(--gold);
  font-size: 12px;
}

.page-disclaimer .terms-toc__note {
  margin: 16px 0 0;
  color: var(--mist);
  font-size: 12px;
  line-height: 1.7;
}

.page-disclaimer .terms-toc__top {
  display: inline-flex;
  margin-top: 14px;
  border-bottom: 1px solid var(--terms-frame);
  color: var(--gold);
  font-size: 13px;
  text-decoration: none;
}

.page-disclaimer .terms-toc__top:hover {
  color: var(--gold-light);
}

.page-disclaimer .terms-toc__top:focus-visible {
  outline: var(--focus-ring);
  outline-offset: 3px;
}

.page-disclaimer .terms-body {
  min-width: 0;
}

.page-disclaimer .term {
  scroll-margin-top: 96px;
  padding: clamp(24px, 4vw, 38px) 0;
  border-top: 1px solid var(--rule-soft);
}

.page-disclaimer .term:first-child {
  padding-top: 0;
  border-top: 0;
}

.page-disclaimer .term__head {
  display: flex;
  align-items: baseline;
  gap: 16px;
  margin-bottom: 18px;
}

.page-disclaimer .term__no {
  flex: none;
  color: var(--gold);
  font-size: clamp(40px, 7vw, 68px);
  line-height: 0.8;
  letter-spacing: -0.06em;
  opacity: 0.9;
}

.page-disclaimer .term h2 {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(24px, 3.6vw, 34px);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: 0.01em;
  color: var(--ivory);
}

.page-disclaimer .term__content.prose {
  max-width: 68ch;
}

.page-disclaimer .term__content p {
  margin: 0 0 12px;
  color: var(--fog);
  font-size: 15px;
  line-height: 1.85;
}

.page-disclaimer .term__content p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .term__clause {
  display: inline-block;
  min-width: 3.2em;
  margin-right: 8px;
  color: var(--gold);
  font-size: 12px;
  letter-spacing: 0.04em;
  vertical-align: 1px;
}

.page-disclaimer .term__content a {
  color: var(--gold-light);
  text-decoration: underline;
  text-underline-offset: 3px;
  word-break: break-word;
}

.page-disclaimer .term__content a:hover {
  color: var(--ivory);
}

.page-disclaimer .term__content a:focus-visible {
  outline: var(--focus-ring);
  outline-offset: 3px;
}

@media (min-width: 560px) {
  .page-disclaimer .terms-index-strip {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }
}

@media (min-width: 900px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 236px minmax(0, 1fr);
    gap: clamp(28px, 4vw, 48px);
    align-items: start;
  }

  .page-disclaimer .terms-toc {
    position: sticky;
    top: 24px;
  }

  .page-disclaimer .term {
    scroll-margin-top: 24px;
  }
}

@media (min-width: 960px) {
  .page-disclaimer .terms-index-strip {
    grid-template-columns: repeat(7, minmax(0, 1fr));
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .terms-index-strip a,
  .page-disclaimer .terms-toc__list a {
    transition: none;
  }
}
